Tax Planning & Strategy
Tax planning that happens before the deadline, not after it.
Most tax surprises aren’t really surprises. They’re the result of decisions that were made months earlier — without anyone looking at the tax side. By the time a return is being prepared, the year is over and most options are gone.
Tax planning moves that conversation earlier. We look at where your income is heading, how your business is structured, and what’s coming up, so you can make informed decisions with enough time to act on them.
What’s included
- 01
Year-round planning
Check-ins during the year — not just in March — to review results, adjust projections, and flag decisions with tax consequences.
- 02
Estimated tax payments
Clear guidance on what to set aside and when to pay, so quarterly payments are planned instead of guessed.
- 03
Entity considerations
Whether an LLC, S corporation, or other structure makes sense for where your business is today — and when that might change.
- 04
Owner compensation
Thoughtful approaches to salary, distributions, and reasonable compensation for S corporation owners.
- 05
Year-end strategy
A review before December 31 covering timing of income and expenses, retirement contributions, and other decisions that are only available before the year closes.
- 06
Major decisions
Buying equipment or property, adding a partner, hiring, expanding into another state — a CPA’s perspective before you commit.
How we work
- Step 1
Understand the full picture
Your business results, personal situation, and goals — tax planning only works when it’s grounded in the whole picture.
- Step 2
Project the year
Estimate where income and tax are heading based on real numbers, not last year’s return.
- Step 3
Evaluate options
Lay out the realistic choices, what each involves, and the trade-offs — in plain language.
- Step 4
Revisit as things change
Plans are updated as the year unfolds, so you’re not relying on assumptions from January.
Common questions
When should tax planning happen?
Ideally throughout the year, with a deeper review well before year-end. Many planning opportunities disappear after December 31, and some depend on decisions made early in the year.
Can you guarantee I’ll pay less tax?
No honest CPA can guarantee a specific result. What planning does is make sure you understand your options and make decisions deliberately, with enough time to act — which is where avoidable surprises and missed opportunities usually come from.
Is tax planning only for businesses?
No. Individuals with significant or complex income — investments, rental properties, equity compensation, multiple jobs — often benefit from planning as well.
Related services
Let’s talk about tax planning.
Share a little about your situation and you’ll hear back from Alec directly with next steps and a quote.
Or email alec@albannacpapllc.com